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Modern Money Academy – Feel In Control Of Your Money
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Built for millennials who feel “behind”

Turn money anxiety into a clear, simple plan you can actually stick to.

Modern Money Academy gives you straight-talk education, dead-simple tools, and a guided roadmap — so you can get out of debt, save real money, and build wealth without feeling like you need a finance degree.

2-Minute Money Health Quiz
Personalized “next 3 moves” plan
No shame. No jargon. Just clarity.
Browse free lessons
Answer a few questions → get your money score, your stage, and the first 3 moves to start turning things around.
0% judgment. Nobody sees your answers but you.
5–7 minute setup. Lifetime of less stress.
For real life. Debt, rent, kids, careers, IVF, housing.
Modern Money Academy brings together clear education, simple tools, and an AI-assisted roadmap built for real life.
Built for millennials & young families
Designed to reduce stress, not just “optimize returns”
Focused on debt, housing, kids, career & real trade-offs
How it works

In under 10 minutes, you’ll know exactly what to do next.

No 40-page PDF. No vague “spend less, save more” advice. You’ll walk away with a clear score, a stage, and a focused game plan for the next 30–90 days.

Step 1
Take the 2-Minute Money Quiz

Answer a handful of questions about your income, debt, savings, and goals. No account numbers, no bank logins — just honest answers.

You can do this on your phone while waiting for coffee.
Step 2
Get your score & money stage

We instantly calculate your Money Health Score and identify your stage — from “Survival” to “Builder” to “Strategist.” Each stage has a different game plan.

You’ll finally know “where you stand” — without shame.
Step 3
Follow your next 3 moves

You’ll get a short, specific checklist of what to focus on first — like which debt to attack, how much to save, or how to prep for a home purchase.

Over time, you can unlock deeper tools and the full AI twin.
Inside the platform

Not just content. A set of tools that actually change behavior.

Your score is just the starting point. Modern Money Academy is slowly becoming a full “money operating system” — with guided checklists, calculators, and (soon) an AI financial twin that learns your situation over time.

Tool stack

Early-access tools you’ll be able to use

Debt Payoff Path Snowball vs avalanche, payoff dates, and total interest saved — in one simple view.
−$12,430 Interest you could avoid*
Emergency Fund Builder Know exactly how much you need and how long it will take at your current savings rate.
4.2 months Runway after 9 months
Starter Investing Checklist Step-by-step checklist to go from “I’ve done nothing” to “I’m actually investing.”
+$450/mo Redirected to assets
Future Home Readiness Snapshot Down payment target, timeline, and monthly payment range that actually fits your life.
24–36 mo Typical path for members
*Illustrative example using typical debt & income profiles. We’ll run your numbers based on your quiz.
Built for this generation

You’re not bad with money. You’re playing on hard mode.

Our parents didn’t have:

  • Housing costs that feel like a second boss.
  • Student loans + credit cards + “buy now pay later.”
  • Kids, IVF, childcare, and careers all colliding at once.
  • Sky-high expectations to “have it all figured out” by 30.

Modern Money Academy is built for the actual math and emotional load of being a millennial or young parent right now — not for some textbook fantasy world.

The path we’re building for you

The goal isn’t to turn you into a spreadsheet robot. It’s to help you:

Next 90 days Stop the bleeding, organize debt, get one clear plan.
Next 1–3 years Pay off the worst debt, build an emergency buffer, and get ready to buy or upgrade your home.
Next decade Invest consistently, design work around your life, and build real wealth — without burning out.
Along the way Use simple tools and clear language that reduce stress instead of adding more.
FAQ

Questions you might be asking

Do I need to connect my bank accounts?
No. The quiz and starter tools do not require any bank connection or account numbers. You’ll answer questions in ranges (“about how much do you owe?”) so you can start quickly and privately.
Is this only for people who are already good with money?
Definitely not. Modern Money Academy is designed for people who feel late, behind, or overwhelmed. If you’ve avoided looking at your numbers, you’re exactly who this is for.
What happens after I take the quiz?
You’ll get a Money Health Score, a stage, and a short list of “first 3 moves.” If you drop your email, we’ll send your results and walk you through them over a few days — so you don’t have to digest everything at once.
Will this stay free?
The quiz and core education will always have a generous free tier. Over time, we’ll introduce a paid membership for deeper tools and the AI financial twin. Getting in early means better pricing and early-access features.

Ready to stop guessing and see where you really stand?

Take the 2-Minute Money Quiz to get your Money Health Score, your stage, and a clear starting plan. No bank login, no judgment — just clarity.

Modern Money Mastery

In 2 minutes, we’ll tell you your money score, your stage, and the exact roadmap to level up your finances.

No sign-up required. We’ll save your results in your browser so your future dashboard can pick up where you left off.

Modern Money Mastery

In 2 minutes, we’ll tell you your money score, your stage, and the exact roadmap to level up your finances.

No sign-up required. We’ll save your results in your browser so your future dashboard can pick up where you left off.