Financial Improvement Continuum
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We’ll guide you through the right financial steps in the right order — based on your situation.
Next Best Moves
ResetYour Momentum
How this worksStage Progress
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Weekly Streak
0
1 action/day is the sweet spot
What we’re optimizing for
Control → Stability → Optionality → Leverage → Freedom
Not perfection. Not shame. Just measurable progress.
Not perfection. Not shame. Just measurable progress.
Recently completed
Saved.
Modern Money Mastery
Your Central Dashboard
Mint-style money hub + Khan-style learning engine, personalized to your stage.
Stage: —
Score: —
Cash flow
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Monthly surplus after essentials
Emergency runway
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Months covered
Total debt
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Payoff focus
Invested
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Wealth engine
Money Hub (expand)
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Cash Flow Plan
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Tool
Recommended move
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Next
Projected surplus
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Monthly
Debt Optimizer
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Tool
Strategy
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Recommended
Extra payment
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Monthly
Net Worth
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Hub
Assets snapshot
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Today
Liabilities snapshot
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Today
Bills & Autopilot
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System
Autopilot recommendation
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This week
Next best actions
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Your XP + streak
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Learning engine
Your Course Library (personalized)
One “main lesson” plus the next 3 best videos for your stage. We track what you’ve watched and recommend the next step.
Module: —
Full course library
Recommended: —
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+80 XP
Watched: 0 /
0 · XP from lessons: 0
Up next
These are the next 3 best lessons for your stage + progress.
Recommended blogs
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XP actions (quick wins)
These actions feed your “shadow profile” and improve recommendations.
Money health score
–
Based on your quiz results.
Current stage
–
We’ll adjust your roadmap around this.
Savings rate
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From your Cashflow & savings plan.
Emergency fund ready in
–
At your current savings pace.
Extra capacity for debt
–
Suggested extra payment for your debt plan.
Personalized Money Summary
Your Money Score, Stage, and 30-Day Roadmap
We’ll pull your latest Money Checkup results here so your dashboard always starts with the next best moves for your situation.
Next 3 Moves
These are the highest-leverage actions for your stage. Check them
off over the next 30 days.
- Choose a target debt and set an automatic extra payment.
- Lock in a realistic spending plan that matches your actual cash flow.
- Build your first month of true emergency savings.
Money Health Score
From your last checkup
74
/ 100
Stage
Stability
1450 XP to date
Level 3 → Level 4
Money Momentum & XP
Your money identity progress
Every action you take here earns Money XP and builds your streak. Stay consistent, level up, and unlock your next money identity.
Current Level
1
New Money Operator
XP to next level:
0/100
Today: start a 1-day streak
Current streak
0 days
Do one money action per day.
Best streak
0 days
Your all-time consistency record.
Total lifetime XP
0
Built entirely from your actions here.
Log a money win
Use these buttons for now to test the system. Later, your quiz, lessons, and tools can award XP automatically.