Core
Best for building momentum with the essentials.
$9.99
/ month
Money Hub essentials
Budget, categories, rules, and progress loops (manual + CSV included).
1 Plaid institution
Connect one bank/broker once upgraded. Server-side entitlement enforced.
Roadmap + tasks
Personalized steps, streaks, close-outs, and “next best action”.
Export + history
Basic export tooling and saved progress history.
Trial behavior: manual/CSV works, Plaid stays locked until upgrade completes.
Premium
Best for power users + faster insights.
$14.99
/ month
2–3 Plaid institutions
Connect multiple accounts (bank + credit + brokerage). Server-side entitlement enforced.
Advanced rules + automation
Smarter transaction mapping and configurable retroactive rule application.
Projections + what-ifs
Scenario planning and “financial twin” recommendations (MVP → vNext).
Priority roadmap & rituals
Close-out ritual, streak multipliers, extra wins, and priority support.
Premium is where Plaid + automation shines. Manual/CSV still supported for everything.
How upgrades work
When you choose a plan, we set an “upgrade intent” and send you to Billing to complete checkout/portal. Once entitlements are active, the app unlocks features automatically.
Entitlements (source of truth)
Plaid access is gated server-side by subscription entitlements. Manual/CSV always works.
Questions?
If you’re unsure, start Core and upgrade later in one click.
We’ll keep this page simple. Billing is the control center.
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