Smart debt plan from your checkup
Your recommended payoff strategy & monthly extra
Stage
Stability
We’ll use your Money Score and stage to suggest a payoff method and extra monthly payment that fits your cash flow — so you can crush debt faster without blowing up your budget.
Strategy
Snowball (quick wins)
Extra
$150 / month
Why
Balances momentum and interest savings.
Debt plan starting point
Snowball
Suggested extra
$150
/ month
Based on Money Score
74 / 100
We’ll pre-fill the extra payment slider and highlight this strategy
below. You can adjust anytime and rebuild your plan.
From your last 2-minute Money Checkup in this browser.
Live Lab · Debt Toolkit
Design your payoff plan in minutes.
Plug in balances + APRs, pick a strategy, and we’ll generate a payoff schedule. This page also syncs your plan to Money Hub (Net Worth + Budget) via localStorage.
Est. interest saved
$—
Months faster
—
Step 1 · Enter your debts
Start with credit cards, personal loans, BNPL. We’ll build a payoff schedule (and sync it).
| Debt name | Balance ($) | APR (%) | Min payment ($) |
|---|---|---|---|
—
Impact of your new plan
Based on your debts, APRs, and extra monthly payment. Includes a payoff schedule saved to Money Hub.
Current payoff
——
With your plan
——
Build a plan to see the payoff timeline + interest savings.
XP earned from your plan
Each plan update adds XP toward your Modern Money Mastery score.
Debt Lab XP
420
+0 XP this session
Hit 500 XP in this lab to unlock the “Debt Slayer” badge.
How this hits your budget
We’ll sync your monthly payment to Money Hub so Budget + Net Worth reflect your plan.
Current monthly debt
$—
New monthly debt
$—
Extra per month
+ $—
Est. interest saved
$—
Sync writes mmm_debt_plan_v1 + mmm_budget_debt_payment_hint_v1 for Money Hub.
Watch next
Tactical lessons that match your strategy.
Snowball vs Avalanche — pick the right one
9 min · Module 2
Open in course player ▸
How $50–$200/month changes your timeline
7 min · Module 3
Queue this next ▸